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Tonik Health Plans:

Solera offers a variety of health insurance plans from Tonik starting as low as $87 per month.  Below are two recommended plans from Tonik that meet the needs of most students.

  Tonik Part-time Dare Devil Tonik Risk Taker
Lifetime Max. Benefit $5 Million $5 Million
Deductible $3,000 $1,500
Maximum Out of Pocket $3,000 $1,500
Office Visit - Primary $30 per visit (max. 4 visits) $40 per visit
Office Visit - Specialist $30 per visit (max. 4 visits) $40 per visit
Dr. Office Lab/X-rays Plan pays 100% after deductible Plan pays 100% after deductible
Major Radiology (MRI, CAT, PET) Plan pays 100% after deductible Plan pays 100% after deductible
In-patient Hospital Plan pays 100% after deductible Plan pays 100% after deductible
Maternity Coverage None None
Out-patient Hospital Plan pays 100% after deductible Plan pays 100% after deductible
Emergency Room $100 co-pay $100 co-pay
Ambulance $100 co-pay $100 co-pay
Separate Rx Deductible? No No
Generic/Brand/Non-formulary Rx $10 co-pay for generic $10 co-pay for generic
Underwriting Provisions Individuals can be declined based on previous medical history.  In addition, specific condition may be excluded from coverage. Individuals can be declined based on previous medical history.  In addition, specific condition may be excluded from coverage.
Policy Cancellation Rights Individual can cancel at the first on any month. Individual can cancel at the first on any month.
Pricing Pricing represents current monthly costs for an individual under age 29.  Pricing is subject to change. Pricing represents current monthly costs for an individual under age 29.  Pricing is subject to change.
Semi-annual Price (Female) $654.00 $792.00
Semi-annual Price (Male) $582.00 $696.00
Monthly Price (Female) $109.00 $132.00
Monthly Price (Male) $97.00 $116.00

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